Frequently Asked Questions

I have been trying to conceive for 10 months and I’m not pregnant yet. Should I seek a specialist?

How do I know if infertility is covered by my insurance?

I am interested in becoming an egg donor.

I am interested in having a tubal reversal.

My friend or my doctor has recommended your Center to me. What is my next step?

Do I have a co-pay with each visit?

What benefits do JHH and JHU employees have with FCM?

Does my insurance cover tubal reversal?


What is the “Global Package Fee” for IVF and what does it include?

How does your Global Package compare with other centers?

Do I have to pay a co pay with each visit?

Does insurance cover same-sex partners?

Can I receive financial information from the Fertility Center of Maryland without being a current patient?

 

 

Answers to Frequently Asked Questions



I have been trying to conceive for 10 months and I’m not pregnant yet. Should I seek a specialist? Top

We recommend if you are less than 35 years old and have been trying to achieve a pregnancy for 1 year or are 35 years old or older and have been trying for 6 months, it is time to seek a fertility specialist. : : Your current age and the length of healthy fallopian tubes has a lot to do with what procedurewe would recommend for you. If you don’t meet criteria to recommend tubal reversal, we may be able to offer you in vitro fertilization (IVF) to attempt pregnancy.



How do I know if infertility is covered by my insurance?Top

You need to call your insurance and verify the benefits being covered. What are the questions I have to ask when calling my insurance company? Top
1. Do I have coverage for infertility diagnostic testing and treatment?
2. Do I need a referral or authorization?
3. Do I have a co-pay?
4. Do I need to register for infertility coverage?
5. Is there a pre-existing condition or a waiting period for infertility in my policy? Top
6. At what percent is my coverage?
7. Do I have a maximum amount on my infertility coverage?



I am interested in becoming an egg donor.Top

We don’t recruit our donors directly but refer all interested to the Family Building Center at 410-296-5126 or www.familybuild.com.



I am interested in having a tubal reversal. Top

Your current age and the length of healthy fallopian tubes has a lot to do with what procedure we would recommend for you. If you don’t meet criteria to recommend tubal reversal, we may be able to offer you in vitro fertilization (IVF) to attempt pregnancy.



My friend or my doctor has recommended your Center to me. What is my next step? Top

We would be glad to see you as a new patient. Feel free to contact our office for an appointment at 410-296-6400. Q: What is the cost for IVF, IUI or any other type of procedure at your office? A: For all cost questions, it is best for you to contact our Billing Department directly at 410-296-6132.



Do I have a co-pay with each visit? Top

If there is a co-pay with your insurance most likely there is a co-pay with each visit. After we submit the claim and it is processed by your insurance company, they will determine if a copay will apply to services on the claim. You will recieve an explanation of benefits (E.O.B) from your insurance company with details regarding coverage.



What benefits do JHH and JHU employees have with FCM? Top

Johns Hopkins Hospital employees must have services performed at JHH. Johns Hopkins University employees may have services performed at FCM. Benefits depend on your insurance contract.

Does my insurance cover tubal reversal? Top

State of Maryland employees get 1 reversal per lifetime. It is considered elective surgery. Our doctors offer a discounted fee for self-pay patients. Hospital and anesthesia charges are not included.

Does insurance cover same-sex partners? Top

There are plans that will cover. Call your insurance company to check. We have found that more insurance companies are implementing contracts to include infertility services for same sex partners. However, we suggest you contact your insurance carrier to verify coverage for those services.

What is the “Global Package Fee” for IVF and what does it include? Top

It is a discounted fee for patients without insurance coverage for IVF. It includes visits, ultrasound monitoring, blood work for hormones done at our center, retrieval, assisted hatching, cryo and storage of embryos for one year and transfer of embryos (CD3 to transfer). It excludes ICSI, medication, anesthesia and outside laboratory services.

How does your Global Package compare with other centers? Top

Our prices are competitive. Remember that this is a high tech treatment with numerous visits and that makes the cost high. We encourage patients to call and compare. Remember also to ask for pregnancy rates for your age group and diagnosis. You really should look around for success rates and not cost. Always look at an IVF cycle in conjunction with a thaw cycle when looking at success. At this time, I think that you should schedule an appointment or come to one of our seminars and take advantage of the free consultation for attending.

Do I have to pay a co pay with each visit? Top

Co pays are due at time of service. The front of most insurance cards indicates if co pays are required for specialist visits.

Does insurance cover same-sex partners? Top

We have found that more insurance companies are imlementing contracts to include infertility benefits for same-sex partners; however, we suggest you contact your insurance carrier to verify coverage for those specific services.

Can I receive financial information from the Fertility Center of Maryland without being a current patient? Top

Absolutely! Our passion and goal is "helping childless couples become parents." We understand the emotional impact of struggling with infertility, especially as it relates to financial concerns. As much as we would like you to be a patient with us, we understand that is not always possible. If providing you financial information helps you have a child, even without our direct help, we have done our job.